Widerrufsjoker sticht bei fehlender Angabe zur Kreditlaufzeit
Kanzlei Kreutzer - Kreutzer
RSS

Letzte Einträge

Alno AG – Regelinsolvenzverfahren statt Eigenverwaltung
EEH MS Amavisti insolvent – Schadensersatzansprüche der Anleger
Eventus eG Stuttgart: Handlungsmöglichkeiten der Anleger
MBB Clean Energy: Anleger können Forderungen bis zum 11. Oktober anmelden
Air Berlin meldet Insolvenz an – Geld der Anleger in Gefahr

Kategorien

Mitteilungen und Informationen
Rechts-Ticker
erstellt von

Mein Blog

Widerrufsjoker sticht bei fehlender Angabe zur Kreditlaufzeit

Der Widerrufsjoker bei Darlehensverträgen sticht noch immer. Denn Banken und Sparkassen haben auch nach dem 10. Juni 2010 noch fehlerhafte Widerrufsbelehrungen verwendet. Das führt dazu, dass in diesen Fällen die Widerrufsfrist nicht in Lauf gesetzt wurde und der Widerruf immer noch möglich ist.
 
Am 21. Juni 2016 endete bekanntlich das sog. „ewige Widerrufsrecht“ bei Immobiliendarlehen, die vor dem 10. Juni 2010 abgeschlossen wurden. Nicht betroffen von dieser Frist sind jüngere Immobilienfinanzierungen, die nach diesem Datum abgeschlossen wurden. Auch bei diesen Verträgen gilt, dass sie widerrufen werden können, wenn sie fehlerhafte Belehrungen enthalten. Der Fehler steckt dabei zumeist im Detail oder genauer gesagt in den Pflichtangaben, die die Banken machen müssen. Zu diesen Pflichtangaben bei Immobiliendarlehen gehört u.a. die Angabe der Kreditlaufzeit. Doch genau diese Angabe fehlt bei einigen Immobilienkrediten. So hat beispielsweise die ING-Diba bei Darlehensverträgen aus den Jahren 2010 bis 2014 keine Angaben zur Laufzeit des Kredits gemacht. Auch wenn sich die Laufzeit noch ändern kann, ist diese Angabe zwingend. Ein Fehler, der nicht nur der ING-Diba, sondern auch anderen Kreditinstituten unterlaufen ist und der den Widerrufsjoker ins Spiel bringt.
 
Denn die Pflichtangaben sind mit dem Beginn der Widerrufsfrist verknüpft. Werden die Pflichtangaben nicht korrekt aufgeführt wurde dementsprechend die Widerrufsfrist nicht in Lauf gesetzt.
 
Rechtliche Einschätzung der Kanzlei Kreutzer, München: Durch ihre fehlerhaften Belehrungen haben Banken und Sparkassen selbst dafür gesorgt, dass der Widerruf von Immobiliendarlehen immer noch möglich ist. Zu den häufigen Fehlern gehört die fehlende Angabe zur Kreditlaufzeit. Vielen Sparkassen ist darüber hinaus ein weiterer gewichtiger Fehler unterlaufen. Sie haben die Nennung der Aufsichtsbehörde als Pflichtangabe im Klammerzusatz aufgeführt, die Aufsichtsbehörde dann aber nicht genannt. Auch in diesen Fällen wurde die Widerrufsfrist nicht in Lauf gesetzt und der Widerrufsjoker kann gezogen werden.
 

Grundsätzlich kann sich der Widerruf auch bei jüngeren Immobiliendarlehen immer noch lohnen, da die Zinsen in den vergangenen Jahren weiter gefallen sind. Wer von den niedrigen Zinsen profitieren möchte, kann seinen Kreditvertrag überprüfen lassen um auszuloten, ob ein Widerruf möglich und erfolgversprechend ist.

69 Kommentare zu Widerrufsjoker sticht bei fehlender Angabe zur Kreditlaufzeit:

RSS-Kommentare
billiger rolex uhren kaufen on Sonntag, 15. Juli 2018 15:27
Because like other muscles in our body, our neck can also experience muscle strain or soft tissue sprain.
Auf Kommentar antworten


Hoke on Donnerstag, 4. Oktober 2018 06:49
What's up, after reading this remarkable paragraph i am as well delighted to share my know-how here with colleagues.
Auf Kommentar antworten


Urquhart on Donnerstag, 4. Oktober 2018 21:28
I always used to read post in news papers but now as I am a user of net therefore from now I am using net for content, thanks to web.
Auf Kommentar antworten


Duff on Freitag, 5. Oktober 2018 08:25
Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I've been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.
Auf Kommentar antworten


Aleman on Samstag, 6. Oktober 2018 03:48
Great weblog here! Additionally your site a lot up very fast! What host are you the usage of? Can I get your associate link for your host? I wish my website loaded up as fast as yours lol
Auf Kommentar antworten


Jaramillo on Samstag, 6. Oktober 2018 15:23
Hi there, I found your website by the use of Google even as searching for a comparable subject, your site came up, it seems good. I have bookmarked it in my google bookmarks. Hi there, simply become aware of your blog through Google, and found that it is truly informative. I am going to watch out for brussels. I'll be grateful if you continue this in future. Many folks will likely be benefited out of your writing. Cheers!
Auf Kommentar antworten


Tisdale on Sonntag, 7. Oktober 2018 04:19
Wow, amazing weblog layout! How lengthy have you ever been blogging for? you made running a blog glance easy. The full glance of your web site is excellent, as neatly as the content!
Auf Kommentar antworten


Remer on Sonntag, 7. Oktober 2018 08:54
Amazing things here. I'm very happy to see your post. Thanks a lot and I am having a look ahead to contact you. Will you kindly drop me a mail?
Auf Kommentar antworten


Mault on Sonntag, 7. Oktober 2018 13:40
Undeniably believe that which you stated. Your favorite justification seemed to be on the net the easiest thing to be aware of. I say to you, I certainly get annoyed while people consider worries that they just do not know about. You managed to hit the nail upon the top as well as defined out the whole thing without having side effect , people could take a signal. Will likely be back to get more. Thanks
Auf Kommentar antworten


Love on Sonntag, 7. Oktober 2018 22:00
Hmm it seems like your blog ate my first comment (it was super long) so I guess I'll just sum it up what I submitted and say, I'm thoroughly enjoying your blog. I too am an aspiring blog writer but I'm still new to the whole thing. Do you have any suggestions for inexperienced blog writers? I'd definitely appreciate it.
Auf Kommentar antworten


Mincey on Sonntag, 7. Oktober 2018 23:44
Hello I am so thrilled I found your website, I really found you by accident, while I was browsing on Yahoo for something else, Regardless I am here now and would just like to say kudos for a remarkable post and a all round thrilling blog (I also love the theme/design), I don’t have time to read it all at the moment but I have saved it and also added in your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the fantastic b.
Auf Kommentar antworten


Westwood on Montag, 8. Oktober 2018 10:55
I don't know if it's just me or if perhaps everybody else encountering problems with your blog. It looks like some of the written text in your content are running off the screen. Can somebody else please comment and let me know if this is happening to them too? This might be a issue with my web browser because I've had this happen previously. Cheers
Auf Kommentar antworten


Bourchier on Montag, 8. Oktober 2018 12:55
I go to see everyday a few sites and blogs to read articles or reviews, except this weblog provides feature based articles.
Auf Kommentar antworten


Hartwick on Montag, 8. Oktober 2018 20:19
I’m not that much of a online reader to be honest but your blogs really nice, keep it up! I'll go ahead and bookmark your site to come back in the future. Many thanks
Auf Kommentar antworten


Kearns on Dienstag, 9. Oktober 2018 11:41
When someone writes an post he/she retains the image of a user in his/her mind that how a user can know it. Therefore that's why this article is amazing. Thanks!
Auf Kommentar antworten


Gilfillan on Dienstag, 9. Oktober 2018 16:27
My spouse and I absolutely love your blog and find many of your post's to be just what I'm looking for. Do you offer guest writers to write content for you personally? I wouldn't mind creating a post or elaborating on a number of the subjects you write regarding here. Again, awesome weblog!
Auf Kommentar antworten


Cribb on Dienstag, 9. Oktober 2018 18:36
Whats up are using Wordpress for your site platform? I'm new to the blog world but I'm trying to get started and set up my own. Do you require any coding expertise to make your own blog? Any help would be really appreciated!
Auf Kommentar antworten


Salas on Dienstag, 9. Oktober 2018 19:15
Fantastic goods from you, man. I have understand your stuff previous to and you're just extremely wonderful. I actually like what you have acquired here, certainly like what you are stating and the way in which you say it. You make it entertaining and you still care for to keep it sensible. I can't wait to read far more from you. This is actually a great web site.
Auf Kommentar antworten


Gatehouse on Dienstag, 9. Oktober 2018 22:35
Does your blog have a contact page? I'm having a tough time locating it but, I'd like to shoot you an email. I've got some recommendations for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it expand over time.
Auf Kommentar antworten


Orellana on Mittwoch, 10. Oktober 2018 00:37
This is my first time go to see at here and i am in fact pleassant to read everthing at single place.
Auf Kommentar antworten


Stoate on Mittwoch, 10. Oktober 2018 01:50
Have you ever considered publishing an e-book or guest authoring on other sites? I have a blog based on the same ideas you discuss and would love to have you share some stories/information. I know my readers would value your work. If you are even remotely interested, feel free to send me an e mail.
Auf Kommentar antworten


Concepcion on Mittwoch, 10. Oktober 2018 05:46
Hi would you mind sharing which blog platform you're using? I'm looking to start my own blog soon but I'm having a difficult time making a decision between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I'm looking for something completely unique. P.S Apologies for getting off-topic but I had to ask!
Auf Kommentar antworten


Seymore on Donnerstag, 11. Oktober 2018 11:22
Amazing things here. I am very satisfied to see your article. Thanks so much and I am looking ahead to touch you. Will you please drop me a e-mail?
Auf Kommentar antworten


Myers on Donnerstag, 11. Oktober 2018 11:41
Highly energetic blog, I enjoyed that bit. Will there be a part 2?
Auf Kommentar antworten


Leigh on Donnerstag, 11. Oktober 2018 11:58
Thanks for the marvelous posting! I certainly enjoyed reading it, you could be a great author. I will make certain to bookmark your blog and definitely will come back at some point. I want to encourage you to definitely continue your great writing, have a nice morning!
Auf Kommentar antworten


Moses on Donnerstag, 11. Oktober 2018 16:44
I couldn't resist commenting. Perfectly written!
Auf Kommentar antworten


Petre on Freitag, 19. Oktober 2018 00:31
I'd like to find out more? I'd care to find out more details.
Auf Kommentar antworten


Cardenas on Freitag, 19. Oktober 2018 23:21
Ahaa, its nice discussion concerning this piece of writing at this place at this web site, I have read all that, so now me also commenting at this place.
Auf Kommentar antworten


Sturm on Samstag, 20. Oktober 2018 07:52
Hi colleagues, its great piece of writing regarding teachingand entirely explained, keep it up all the time.
Auf Kommentar antworten


Braswell on Sonntag, 21. Oktober 2018 18:16
Nice post. I learn something new and challenging on websites I stumbleupon every day. It's always exciting to read content from other authors and practice something from their sites.
Auf Kommentar antworten


Allan on Sonntag, 21. Oktober 2018 19:26
Incredible points. Solid arguments. Keep up the good work.
Auf Kommentar antworten


Cardenas on Dienstag, 23. Oktober 2018 12:29
Thanks for one's marvelous posting! I certainly enjoyed reading it, you will be a great author.I will make certain to bookmark your blog and will come back down the road. I want to encourage you continue your great job, have a nice morning!
Auf Kommentar antworten


Park on Donnerstag, 25. Oktober 2018 00:50
Why people still make use of to read news papers when in this technological world the whole thing is existing on web?
Auf Kommentar antworten


Degraves on Donnerstag, 25. Oktober 2018 21:07
Hello there! This post couldn't be written any better! Reading this post reminds me of my previous room mate! He always kept chatting about this. I will forward this article to him. Pretty sure he will have a good read. Thanks for sharing!
Auf Kommentar antworten


Dement on Samstag, 27. Oktober 2018 15:11
Great blog right here! Additionally your site quite a bit up very fast! What web host are you the usage of? Can I am getting your associate hyperlink to your host? I want my site loaded up as quickly as yours lol
Auf Kommentar antworten


Stutchbury on Samstag, 27. Oktober 2018 18:59
I could not resist commenting. Well written!
Auf Kommentar antworten


Loureiro on Montag, 29. Oktober 2018 04:13
Wow, amazing blog format! How lengthy have you ever been blogging for? you made running a blog glance easy. The total look of your website is great, as well as the content!
Auf Kommentar antworten


Moore on Montag, 29. Oktober 2018 22:34
Howdy excellent website! Does running a blog like this take a lot of work? I've no understanding of programming but I had been hoping to start my own blog soon. Anyhow, if you have any recommendations or tips for new blog owners please share. I understand this is off subject however I just had to ask. Cheers!
Auf Kommentar antworten


Logsdon on Dienstag, 30. Oktober 2018 06:04
Hello there! Do you know if they make any plugins to assist with Search Engine Optimization? I'm trying to get my blog to rank for some targeted keywords but I'm not seeing very good success. If you know of any please share. Appreciate it!
Auf Kommentar antworten


Kintore on Freitag, 2. November 2018 13:12
Hi there, I want to subscribe for this webpage to obtain latest updates, thus where can i do it please assist.
Auf Kommentar antworten


Verret on Sonntag, 4. November 2018 20:28
descargar facebook http://twitter.com/descargar_hq descargar facebook Thanks in support of sharing such a good idea, paragraph is nice, thats why i have read it entirely descargar facebook http://twitter.com/descargar_hq descargar facebook
Auf Kommentar antworten


Story on Montag, 5. November 2018 08:39
Quest bars cheap fitnesstipsnew1 quest bars cheap 516999410492780544 quest bars cheap When someone writes an paragraph he/she maintains the idea of a user in his/her mind that how a user can know it. Therefore that's why this piece of writing is perfect. Thanks! Quest bars cheap fitnesstipsnew1 quest bars cheap 516999410492780544 quest bars cheap
Auf Kommentar antworten


Hebert on Dienstag, 6. November 2018 14:14
Hello! This is my first visit to your blog! We are a group of volunteers and starting a new initiative in a community in the same niche. Your blog provided us valuable information to work on. You have done a marvellous job!
Auf Kommentar antworten


Rubinstein on Dienstag, 6. November 2018 19:03
What's Taking place i'm new to this, I stumbled upon this I've discovered It positively helpful and it has helped me out loads. I hope to give a contribution & assist different customers like its aided me. Great job.
Auf Kommentar antworten


Desantis on Dienstag, 6. November 2018 20:04
Its like you read my mind! You appear to know so much about this, like you wrote the book in it or something. I think that you could do with a few pics to drive the message home a bit, but instead of that, this is great blog. A fantastic read. I'll certainly be back.
Auf Kommentar antworten


Cobb on Dienstag, 6. November 2018 22:30
Thanks for every other informative website. The place else may just I get that kind of info written in such a perfect manner? I've a mission that I'm simply now running on, and I have been on the look out for such information.
Auf Kommentar antworten


Whetsel on Mittwoch, 7. November 2018 08:15
My spouse and I absolutely love your blog and find many of your post's to be exactly what I'm looking for. Would you offer guest writers to write content available for you? I wouldn't mind writing a post or elaborating on a lot of the subjects you write concerning here. Again, awesome web site!
Auf Kommentar antworten


Soderlund on Freitag, 9. November 2018 02:29
Wow, superb blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your web site is magnificent, as well as the content!
Auf Kommentar antworten


Figueroa on Samstag, 10. November 2018 03:18
Howdy, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you reduce it, any plugin or anything you can suggest? I get so much lately it's driving me insane so any assistance is very much appreciated.
Auf Kommentar antworten


Strzelecki on Sonntag, 11. November 2018 05:15
Hey there, You've done an incredible job. I'll certainly digg it and personally recommend to my friends. I am confident they'll be benefited from this website.
Auf Kommentar antworten


Schoenberg on Sonntag, 11. November 2018 20:58
You could definitely see your skills within the work you write. The world hopes for more passionate writers such as you who are not afraid to say how they believe. Always go after your heart.
Auf Kommentar antworten


Caswell on Sonntag, 11. November 2018 23:02
Remarkable! Its genuinely remarkable paragraph, I have got much clear idea regarding from this piece of writing.
Auf Kommentar antworten


Hanslow on Sonntag, 11. November 2018 23:09
I really like your blog.. very nice colors & theme. Did you create this website yourself or did you hire someone to do it for you? Plz reply as I'm looking to construct my own blog and would like to know where u got this from. appreciate it
Auf Kommentar antworten


Fix on Montag, 12. November 2018 00:19
naturally like your web site but you have to test the spelling on quite a few of your posts. Many of them are rife with spelling issues and I in finding it very bothersome to tell the truth however I'll certainly come back again.
Auf Kommentar antworten


Connely on Montag, 12. November 2018 06:18
Everything is very open with a precise explanation of the issues. It was really informative. Your site is useful. Many thanks for sharing!
Auf Kommentar antworten


Dampier on Montag, 12. November 2018 16:55
What's up colleagues, how is the whole thing, and what you would like to say concerning this post, in my view its truly awesome designed for me.
Auf Kommentar antworten


Lair on Dienstag, 13. November 2018 09:49
My spouse and I stumbled over here by a different website and thought I may as well check things out. I like what I see so i am just following you. Look forward to exploring your web page yet again.
Auf Kommentar antworten


Horsley on Mittwoch, 14. November 2018 02:28
Incredible points. Outstanding arguments. Keep up the great spirit.
Auf Kommentar antworten


Lopresti on Mittwoch, 14. November 2018 14:04
Having read this I thought it was really enlightening. I appreciate you finding the time and effort to put this informative article together. I once again find myself spending a significant amount of time both reading and commenting. But so what, it was still worthwhile!
Auf Kommentar antworten


Danforth on Donnerstag, 15. November 2018 08:12
Howdy very nice website!! Guy .. Excellent .. Superb .. I will bookmark your blog and take the feeds also? I am glad to seek out a lot of helpful info right here in the publish, we'd like develop more techniques on this regard, thank you for sharing. . . . . .
Auf Kommentar antworten


Cruickshank on Donnerstag, 15. November 2018 17:44
Hey there! I've been following your website for some time now and finally got the bravery to go ahead and give you a shout out from New Caney Tx! Just wanted to tell you keep up the excellent work!
Auf Kommentar antworten


Dechaineux on Samstag, 17. November 2018 14:21
Hi, I check your blog like every week. Your story-telling style is witty, keep up the good work!
Auf Kommentar antworten


Cambell on Samstag, 17. November 2018 17:53
My relatives all the time say that I am killing my time here at web, but I know I am getting know-how everyday by reading thes good content.
Auf Kommentar antworten


Hyatt on Samstag, 17. November 2018 19:09
Howdy very nice web site!! Man .. Beautiful .. Amazing .. I'll bookmark your web site and take the feeds additionally? I am glad to seek out a lot of useful information here in the publish, we want develop extra techniques on this regard, thanks for sharing. . . . . .
Auf Kommentar antworten


McCants on Sonntag, 18. November 2018 14:03
Very descriptive blog, I loved that bit. Will there be a part 2?
Auf Kommentar antworten


Heist on Montag, 19. November 2018 10:34
Excellent post. I was checking continuously this blog and I am impressed! Extremely useful info specially the last part :) I care for such information much. I was looking for this particular info for a very long time. Thank you and best of luck.
Auf Kommentar antworten


Denham on Mittwoch, 21. November 2018 17:43
What's up everybody, here every person is sharing these kinds of know-how, thus it's pleasant to read this blog, and I used to pay a quick visit this blog everyday.
Auf Kommentar antworten


Glasfurd on Donnerstag, 6. Dezember 2018 14:57
Hello there! Quick question that's entirely off topic. Do you know how to make your site mobile friendly? My weblog looks weird when browsing from my iphone 4. I'm trying to find a theme or plugin that might be able to correct this problem. If you have any recommendations, please share. With thanks!
Auf Kommentar antworten


Lieb on Donnerstag, 6. Dezember 2018 15:48
I am genuinely happy to glance at this website posts which includes plenty of valuable information, thanks for providing these kinds of information.
Auf Kommentar antworten

Kommentar hinzufügen

Ihr Name:
E-Mail-Adresse: (Erforderlich)
Homepage:
Kommentar:
Machen Sie Ihren Text größer, fett, italic und mehr mit HTML-Tags. Wir zeigen Ihnen wie.
Post Comment